1. Introduction
Samidha FinTech Private Limited ('SAMIDHA') uses cookies and similar tracking technologies on the Platform at /. This Cookie Policy explains what cookies are, which cookies We use, why We use them, and how you can manage preferences. By continuing to use the Platform, you consent to Our use of cookies in accordance with this Policy.
2. What Are Cookies?
Cookies are small text files placed on your device by websites you visit. They enable websites to recognise your device, remember preferences, and improve your experience. Cookies do not contain personally identifying information in isolation, though they may be associated with personal data in certain contexts.
3. Types of Cookies We Use
3.1 Strictly Necessary (Essential) Cookies. Indispensable for Platform operation; cannot be disabled. Include session authentication, security, CSRF protection, and load-balancing cookies. Retention: Session duration. Legal Basis: Contractual necessity.
3.2 Functional Cookies. Remember your preferences including language, donation currency, preferred NGO categories, and notification settings. Retention: Up to twelve (12) months. Legal Basis: Consent.
3.3 Analytics Cookies. Help Us understand how Users interact with the Platform to improve performance. We may use:
- Google Analytics: Tracks page views, session duration, device type, and referral source using anonymised IP addresses. You may opt out via the Google Analytics Opt-Out Browser Add-on at https://tools.google.com/dlpage/gaoptout.
- Internal analytics: Platform-side usage metrics collected through server logs.
Retention: Up to twenty-six (26) months. Legal Basis: Consent. Aggregate anonymised analytics may be shared with NGO partners.
3.4 Marketing Cookies. SAMIDHA does not currently use cookies for advertising or third-party marketing purposes. If marketing features are introduced, this Policy will be updated and fresh consent obtained.
3.5 Third-Party Cookies — 1Pay. The 1Pay payment gateway may place cookies during payment processing to enable transaction security, session continuity, and fraud prevention. These cookies are governed by 1Pay's own cookie and privacy policies at https://www.1pay.in. SAMIDHA does not control or access these cookies.
3.6 Session versus Persistent Cookies. Session Cookies: Deleted when you close your browser. Used for authentication, transaction security, and session continuity. Persistent Cookies: Remain for a specified period or until deleted. Used for functional preferences and analytics.
4. Cookie Retention Summary
| Cookie Type | Retention Period |
|---|---|
| Essential / Session | Deleted on browser close |
| Functional | Up to 12 months |
| Analytics (Google Analytics) | Up to 26 months |
| Payment / 1Pay | Per 1Pay's policy |
| Marketing | Not currently used |
5. Cookie Consent Management
On your first visit, a cookie consent banner allows you to accept, reject, or customise non-essential cookies. Preferences are stored and respected on subsequent visits. You may update preferences at any time by clicking 'Cookie Settings' in the Platform footer. Rejecting essential cookies will impair Platform functionality.
6. Browser Cookie Control Instructions
- Google Chrome: Settings > Privacy and Security > Cookies and Other Site Data
- Mozilla Firefox: Options > Privacy and Security > Cookies and Site Data
- Safari: Preferences > Privacy > Manage Website Data
- Microsoft Edge: Settings > Cookies and Site Permissions
We recommend managing non-essential categories through Our cookie banner rather than disabling all cookies, as this will impact Platform functionality.
7. Do Not Track
Some browsers offer a Do Not Track (DNT) feature. The Platform currently does not respond to DNT signals; non-essential tracking can be managed through Our cookie consent tool.
8. Updates
This Cookie Policy may be updated from time to time. Changes will be reflected on this page with an updated version number and effective date.